Gold Investing For Novices

It is a popular investment choice and has been for thousands of years. Gold is durable and can be quickly sold if you decide to cash in your investment. It’s also easy to understand and track, unlike other commodities such as oil or wheat. If you’re new to investing in gold, this guide will give you some basic information on what makes gold unique and how best to invest in it.

The Stock Market

This is where buyers and sellers meet to trade stocks and other securities. It’s also known as the open market or simply “the markets.” These terms refer to the same thing. The term “stock” comes from using wooden chips (called stock). Dutch merchants once used this in trading commodities such as beaver pelts and tobacco. The term “market” refers to buyers and sellers getting together at an agreed-upon time to exchange goods for money.

Gold Stocks

These are shares in gold mining companies. They can be an excellent way to invest in gold, but they have several pitfalls that make them unsuitable for novice investors. Gold mining companies are volatile and prone to wild price swings, which means that your investment may lose value if you buy in at the wrong time. In addition, gold stocks tend to be more volatile than physical gold if you want a more stable investment and less hassle. It is preferable to stick with the actual metal itself instead of buying into a stock market where prices can fluctuate wildly from day to day.

Gold Exchange Traded Funds (ETFs)

There are three main types of gold ETFs: physical, paper, and synthetic. Physical ETFs are backed by bullion in a vault, while futures contracts on the Comex exchange back paper ETFs. Artificial gold ETFs use derivatives instead of physical holdings to gain exposure to the price movements of physical gold. The most popular choice among investors is likely a paper-based fund because it’s easier and cheaper than physically owning an ounce of metal. You should know that your gains will be taxed as ordinary income.

Buying Physical Gold

It can be a significant investment because it’s tangible, easily divisible, and portable. It also has the added benefit of being a good hedge against inflation, market volatility, and currency devaluation. The main drawback to purchasing physical gold is that some risk will always be involved in shipping the precious metal by courier or mail. To avoid these issues, consider holding physical bullion rather than minted coins with high premiums. A company like Augusta Precious Metals can help with this. View any review of Augusta Precious Metals to see if they are a good choice for you.

Understand the Coin Grading system

There are different grades of coins, which can be graded differently by other systems. There are also many currencies, each with unique features, values, and characteristics. Coin holders can also be made from different materials; some are more durable than others, and some hold the coin better than others too! If you’re going to store your collection in a holder (which we recommend), make sure it’s the best one possible! Coin albums come in many shapes and sizes; there’s something out there that will perfectly match your needs.

Where to Buy Coins and Bullion

You can buy gold coins and bullion from a variety of sources. If you want to purchase from the US Mint, look for the Precious Metals IRA or Gold American Eagle Coin. These are popular because they’re made by the US government and are backed by US reserves. The Royal Canadian Mint also offers several different coins, including Maple Leafs and Birds of Prey series that can be purchased in various sizes, including 1/20 oz., 1/10 oz., 1/4 oz., 1/2 oz., 5 oz., 10 oz., 100 oz., 500 gm pkg.

Investing in gold can be pretty rewarding

In the event you are investing in gold, there’s a reason why everyone is talking about it. One of the reasons [s that gold is an inflation hedge. If you own gold and are holding it as an investment today, your dollar will be worth less tomorrow. That’s if there isn’t deflation instead. Inflation happens when the prices of goods and services increase over time. This means your money becomes worth less because its purchasing power decreases over time. Another thing to add is that gold is a haven during market volatility. When volatile markets, investors often seek safety in gold because they believe this precious metal will hold its value better.

Gold is a significant investment and can provide many benefits. The most important thing is to understand what you are buying, where it came from, and how much it costs. You don’t have to purchase expensive coins or bullion immediately; start small with some gold stocks or ETFs before deciding if it’s worth investing in in the long term.

What You Should Know About Drug Testing

According to the American Management Association (AMA), 62% of US employers have a drug-testing program. That is because of the need to safeguard company reputation, comply with regulations, facilitate a drug-free working environment, and guarantee employee safety.

US companies employ around 75% of drug users. This makes American businesses to lose more than $80 billion every year. 12 million out of the 22 million US drug users are in full-time employment despite having substance abuse disorder. The use of amphetamines in the US workforce has increased by around 5%.

The Substance Abuse and Mental Health Services Administration (SAMHSA) is a US federal agency that mandates all federal workplaces to test all potential hires for opiates, cocaine, and marijuana among other drugs. The prescribed test methods are:

  1. Hair follicle test
  2. Blood test
  3. Saliva test
  4. Urine test

A Drug-Free Work Environment

Drug users cost companies 300% more in medical benefits. According to studies, drug users are 20 times more absent at work than non-users. A drug user will be 1/3 less productive.

  • Companies desire a drug-free environment for good reasons. A drug-free workplace is associated with:
  1. Reduced absenteeism
  2. Safety
  3. Reduction in personal injury claims
  4. Lower medical benefits
  5. Increased employee morale
  6. Increased productivity

Therefore, if you have a pending job interview and you are a drug user, you must take every step to make sure that you pass the pre-employment drug test and you lower the possibility of failing the random tests that will happen unannounced.

Step 1: From the moment that you know you have a pending job interview, you should stop using drugs.

Step 2: Carry out measures that will make you pass the pre-employment drug test such as natural detoxification or artificial detoxification using Azo pills drug test.

Step 3: Put in place measures for reducing or stopping drug usage because even if you pass the pre-employment test and you get the job chances are that you will fail a random drug test if you continue using drugs while you are working.

Instances of Drug Testing

  • Pre-employment

In most cases, drug testing is part of the pre-employment process. This decreases the possibility of hiring a drug user.

  • Random

Some companies have random drug testing. This comes unannounced, a number of times in a year. The purpose of this is to discourage drug use. An employee who tests positive will be fired or face serious penalties.

  • Reasonable Suspicion

Some unusual signs might make management to suspect that an employee is using drugs. If that is the case, one might be subject to a drug test. Signs that might raise suspicion include argumentative behavior, confronting employer, low work performance, and frequent absence from work.

Drug Testing Techniques

There are a number of drug testing techniques. The most common ones are urine test and hair follicle test.

  1. Hair Follicle Test

This involves assessing the presence of drug metabolites in hair follicles. To pass a hair follicle test, you will need to use a special shampoo to remove drug buildups in your hair. You should use such a shampoo a number of days prior to your drug test. If you want to know the best shampoo that will help you pass the test, you should about Testclear. Testclear can really help for anyone that is looking to pass a drug test.

  1. Urine Drug Test

This is the most common drug test. Employers like it because of its reliability and accuracy. Azo pills drug test will help you to pass a urine test.

Popular Approaches for Passing the Urine Drug Test

  1. Detoxification using exercising and dieting- This will work well if you are a light or moderate drug user. If you are a heavy user, you will need more time.
  1. Over the counter detoxification products-, these are suitable for heavy users or drug users who have very little time left before the interview day.

6 Factors for Successfully Passing a Pre-employment Drug Test

  1. As soon as you know about a pending drug test, stop using drugs.
  2. Determine if you are a light, moderate, or heavy drug user.
  3. Determine the time you have left before the drug test.
  4. Basing on your findings above, choose the most effective method of natural detoxification and using OTC detoxification products.
  5. If you decide to use OTC products, you will need to find highly reputable products.
  6. A few days before the drug test, you should carry out a home test to see if drugs have cleared from your system.

The Bottom-Line

You need to pass the drug test. If you fail it, you will miss a job opportunity that could have changed your life. You should, therefore, do everything possible to pass a drug test.

How To Be Successful In Woodworking

Woodworking can be a good venture for anyone that wishes to start a business. Furniture and other wooden items are common in both commercial and domestic settings which are why it is easy to understand the high demand for people that produce wooden products. It is also important to point out that some woodwork can be done for domestic purposes. This may include erecting a shed in your backyard, building a kennel or any other structure that may be useful. Here are a few things to keep in mind when thinking of achieving success in this field.

Do your research

Before embarking on any tasks it is advisable that you carry out some research. This will allow you to know what other people are doing to achieve exceptional results. Reading through teds woodworking review an honest customer opinion or listening to audio and video resources can be a good way for you to obtain more knowledge on what to do. Some of these resources contain information about specific projects while others may be geared towards giving general information on how to handle woodworking tools such as clamps, hammers, and chisels.

Decide on a schedule

The last thing you want is to start making your shed only to receive a call reminding you of an appointment you have. This may end up derailing your plans or even damaging your relationship with the person you were to meet. To avoid such issues think about the days that you are likely to be free and mark one of them for the woodworking project. Ensure you remain disciplined enough to rise up at the time you have designated and start working on the task. Without having a definite day for the project you may end up procrastinating for months.

Know your tools and equipment

Each task that you undertake may require the use of a specific tool or equipment which is why you need to know exactly what is ideal for the stage of work you are in. A hammer is ideal for nails but can be substituted with a nail gun for easier and effective work. A screwdriver is for fastening screws while a drill can be helpful in making precise holes through the wood. Using one tool instead of another may end up causing damage to the whole project.

Gather all materials needed

Before you begin any woodworking project it is wise to make a checklist of all the things you will need. This will help guard against having to stop because you are missing something important. Use the checklist to go shopping and cross out everything that you have obtained. Keep all materials in a safe place within the compound or garage to avoid misplacing anything. Be particularly careful with small items such as screws and nails or bolts because they can easily be misplaced.

Follow instructions

Once you begin a task it is prudent to stay faithful to instructions. Use the right measurements and follow each step accordingly. Failure to adhere to instructions may mean that you have to dismantle everything and start all over again. Keep in mind that some joints or fittings must meet specific standards for the final product to be of exceptional quality.

Find an assistant

Some woodworking projects are quite demanding and may not be done well if you are all alone. You may need someone to hold one part of the frame as you fasten another or require someone on the ground to pass you materials while you are in an elevated position. A friend, colleague or family member can be an ideal assistant.

Consider general safety

When you are starting work be sure to put on protective gear. A helmet can protect you from falling objects while gloves ensure your hands do not bruise. If you are using sprays to put final touches over the woodwork make sure you have a mask to prevent inhalation. Get rid of any sharp objects that may be lying around the area that you are working in. Do not grant access to small children because they may end up hurting themselves. Once you complete the project carry out the thorough cleaning of the area to get rid of dirt.

What Would Facebook And Twitter Be Without Daily Quotations?

Take away daily quotations from Facebook, Twitter, LinkedIn, and other social media platforms and imagine what happens. Even the most dynamic and potent communication vehicles ushered by the Internet can start to look drab or uninspiring. That’s how important daily quotations are these days.

That’s why champion tweeters and bloggers alike always have daily quotes tucked under their belt so they can have something to depend on when the going gets tough. Traffic is still the holy grail of all websites and portals.

And regardless of what happens, this fact will remain. Facebook boasts of 1.86 billion users as of late 2016 and counting. The social media behemoth is trying to hold on to its supremacy by foraying into online games and virtual reality. It is also flexing its muscles as the number one source of news worldwide.

Of course, when it comes to news, daily quotes are a regular fare. Every reader wants to know what Donald Trump and other opinion leaders are actually saying. There’s simply no better way to dish out daily quotations by sprinkling them with quotation marks in between.

Timing is everything, so the earlier daily quotes are served from the moment of utterance by the world’s influential people, the more likely the general public will gobble them up with gusto. It’s just like serving gourmet food to a hungry pet.

The steamier the daily quotes, the better. Readers don’t like to read he said or she said loaded with plenty of paraphrasing. They prefer the real thing, that is, all those juicy words between quotation marks.

Reading eyes naturally look for two sets of quote markers in order to verify what was said exactly by the authority. Analysis or drawing conclusions only serve a secondary function in the current events scheme of things.

From the way daily quotes are being literally devoured by the teeming masses, there’s simply no end in sight. And that’s why most journalists, bloggers, and other writers have made it a habit to collect famous daily quotations from the four corners of the globe. That way, they always have something to make a feature story out of when breaking news seems to be taking its sweet time.

Meanwhile, it’s becoming a well-ingrained practice among readers to copy as well as save daily quotes on their smartphones, tablets, laptops and desktop PCs. This is usually one of the main reasons why the drives of these electronic devices easily get filled. Of course, people can always migrate their treasure trove of daily quotes to the cloud such as those offered for free by Microsoft and Google.

But even these generous and free spaces are becoming more and more like a precious real estate. Clearly, the habit of hoarding has moved from actual shopping to online information collection. Even Instagram and other picture-oriented social media are catching up with dishing an increasing volume of images with daily quotations thrown here and there.

One possible danger so similar to the fake news phenomenon is putting words in the mouths of authorities and celebrities. Daily quotes concerned can become totally fabricated. Readers should watch out for this trending malpractice.

Purported sources are often the first to be surprised when these daily quotations are attributed to them. Some claimed sources might accept daily quotations as theirs because these quotes make them sound smart or authoritative. However, a great majority of untruthful daily quotations often result in some scandal or word war.

Sometimes, though, the source verification for daily quotations could get blurred by verification. This happens a lot to Trump, Kellyanne Conway and even White House press secretary Sean Spicer. Of course, opinion leaders always have the option to delete their tweets.

That doesn’t mean, however, that daily quotes have been completely flushed out. Deleted daily quotations always leave a digital imprint no matter how efficient the source is at canceling social media and other public posts. Besides, many people just love the copy and save function especially when it applies to daily quotes.

Even courts of justice are starting to become nimble at handling daily quotes as material evidence. To-date, the two most popular daily quotes online are wise sayings from philosophers and other great thinkers. For example, the quote “Content is king” has been attributed to many different personages.

After this type of quotes, daily quotes from the Bible are steadily gaining popularity. In fact, originators often embellish the daily quotations with thought-provoking pictures. This practice only makes daily quotes even more appealing.